Our "About Us" webpage page would be more appropriately called "About You", as our focus is on closing our customer's loans faster. Founded by Don Currie and Erika Macias, our winning strategy consists of a carefully crafted blend of excellent price, niche product offerings and exceptional customer service. This concept combines the winning combination: paperless loan process with automated underwriting. This new process allows HighTechLending and our customers to Partner at the Point of Sale. The day you start processing your loans, we begin closing them. When you're done processing, we close the next business day. Simple concept, but revolutionary. Enjoy the new world.
Winning Combination: Paperless Loan Package and Automated Underwriting
Can Automated Underwriting close a loan faster? “Not necessarily” states Don Currie, President and Founder of HighTechLending, “if used within the confines of the old way bankers process and close loans. It is similar to watching a HD TV show on a regular TV. However, utilizing Automated Approvals in combination with Loan Package Imaging at the broker point of sale creates a synergy that is remarkable in closing loans faster and more efficiently.”
Within 72 hours of taking an application, our Broker customers electronically upload loan packages directly into the “ACT” (Approval Center Technologies) automated underwriting engine for Approvals and Price Protection. Then scan or fax the package electronically into HighTechLending for immediate review. The loan package maybe viewed and worked simultaneously by multiple individuals. This empowers you, the customer, to begin processing a package that is formally approved, locked and ready for documents. Additionally, you can accurately disclose the package within 72 hours of application to avoid surprises for your borrower at the closing table. This process significantly cuts processing time and increases your closing ratio.
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One of the world's most respected hotels. The Ritz Carlton embodies the sprit of customer service, elegance and relaxation. HighTechLending strives to meet the same lofty goals in the world of Mortgage Banking.
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HighTechLending believes in a sense of urgency in closing loans. To ensure a high degree of perseverance, both our Sales AND Operations Departments are incentivised by commission.
“Approval Technicians” are in-house sales professionals on the phone all day. Trained to assist you in uploading, approving, locking and scanning packages. You won’t find our sales staff knocking on your door unannounced, passing fliers and disrupting your business.
Once your loan is approved, you will deal with one highly trained “Closing Manager” that has the authority to sign off conditions, draw documents and fund your loan. Our Closing Managers also receive incentives so you can rest assured your loans will be expedited.
HighTechLending offers some of the most agressive products in the industry. HTL can expedite your file to the closing table. Here are just a few of the niche loan offerings:
Utilizing automation and paperless process yields a more efficient and low cost to produce loans. HighTechLending passes these savings on to you so we all can enjoy competitive pricing. Click here to price a loan.
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Here are just a few of the exciting ways you can launch your production in 2008!
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