About Us

Our "About Us" webpage page would be more appropriately called "About You", as our focus is on closing our customer's loans faster. Founded by Don Currie and Erika Macias, our winning strategy consists of a carefully crafted blend of excellent price, niche product offerings and exceptional customer service. This concept combines the winning combination: paperless loan process with automated underwriting. This new process allows HighTechLending and our customers to Partner at the Point of Sale. The day you start processing your loans, we begin closing them. When you're done processing, we close the next business day. Simple concept, but revolutionary. Enjoy the new world.


Launch Your Production

Winning Combination: Paperless Loan Package and Automated Underwriting

Can Automated Underwriting close a loan faster? “Not necessarily” states Don Currie, President and Founder of HighTechLending, “if used within the confines of the old way bankers process and close loans. It is similar to watching a HD TV show on a regular TV. However, utilizing Automated Approvals in combination with Loan Package Imaging at the broker point of sale creates a synergy that is remarkable in closing loans faster and more efficiently.”

Within 72 hours of taking an application, our Broker customers electronically upload loan packages directly into the “ACT” (Approval Center Technologies) automated underwriting engine for Approvals and Price Protection. Then scan or fax the package electronically into HighTechLending for immediate review. The loan package maybe viewed and worked simultaneously by multiple individuals. This empowers you, the customer, to begin processing a package that is formally approved, locked and ready for documents. Additionally, you can accurately disclose the package within 72 hours of application to avoid surprises for your borrower at the closing table. This process significantly cuts processing time and increases your closing ratio.

Simple Steps of the Paperless Process:

  1. Upload package into “ACT” automated engine to approve and lock.
  2. Scan or fax loan package and conditions into secure website.
  3. Documents may be e-mailed anytime after approval, lock and review.
  4. The package is viewed and worked simultaneously by multiple departments.
  5. Close your loan in record time.

Star Membership Program:

Join an elite group of members that receive excellent price, niche product offerings and exceptional customer service.

Join an elite group of members that enjoy the following benefits:

Sign Up For Star Membership



Enter to win a weekend at the World Famous Ritz Carlton Hotel!

You are automatically entered to win a free weekend stay at The Ritz Carlton Hotel anywhere in the United States!
  • No Purchase Necessary you are already entered to win!
  • Enjoy a two days, one night stay*.
  • Random drawing every two months!

One of the world's most respected hotels. The Ritz Carlton embodies the sprit of customer service, elegance and relaxation. HighTechLending strives to meet the same lofty goals in the world of Mortgage Banking.

*Subject to availability.

Official Sweepstake Rules

Exceptional Customer Service

HighTechLending believes in a sense of urgency in closing loans. To ensure a high degree of perseverance, both our Sales AND Operations Departments are incentivised by commission.

“Approval Technicians” are in-house sales professionals on the phone all day. Trained to assist you in uploading, approving, locking and scanning packages. You won’t find our sales staff knocking on your door unannounced, passing fliers and disrupting your business.

Once your loan is approved, you will deal with one highly trained “Closing Manager” that has the authority to sign off conditions, draw documents and fund your loan. Our Closing Managers also receive incentives so you can rest assured your loans will be expedited.

Niche Product Offerings

HighTechLending offers some of the most agressive products in the industry. HTL can expedite your file to the closing table. Here are just a few of the niche loan offerings:

  • Agency Conforming
  • Jumbo Loans to $3 Million
  • FHA/VA - Approved Branches & Brokers
  • Reverse Mortgages Hud Approved Branches
  • Reverse Mortgages Non Hud Approved
  • CalPERS - Approved Branches & Brokers
  • Option ARM - Approved Branches Only

View All Products


Excellent Price

Utilizing automation and paperless process yields a more efficient and low cost to produce loans. HighTechLending passes these savings on to you so we all can enjoy competitive pricing. Click here to price a loan.

Limited Membership and Member Benefits

  • Limited memberships will be issued 2007
  • “Documents on Demand”. Order your documents anytime after approval.
  • Processing service. Let HighTechLending process your loans!
  • Free Quarterly Seminars in How to Launch your Alt-A Production.
  • Premium Trips and gifts to our members (no loans necessary)

Retail Branch Partner

Thank you for your inquire to become a branch of HighTechLending.

Here are just a few of the exciting ways you can launch your production in 2008!

  • Fannie Mae, Alt-A and private monies
  • FHA and Reverse Loan Programs
  • Direct Lender (no yield spread disclosure)
  • State Licensing
  • Accounting
  • Marketing Support and Sales Training
  • Team environment
  • Paperless and Automated Loan Process

Click Here for Branch Application | Frequently Asked Questions

Broker Advisor Conditions Non-FHA Approved Brokers

Thank you for your inquiry to become a Broker Advisor of HighTechLending.

  • Must be an approved broker with HighTechLending (see Broker application below)
  • Must be properly state licensed (DRE, etc)
  • Must have Advisor Contract between Broker and Borrower (see contract below)
  • Reasonable fee may be charged and collected at COE
  • Fee will be disclosed on HUD
  • No Process Fee or Yield Spread is allowed
  • File must be fully packaged by HighTechLending

Welcome to the fantastic world of FHA!

Broker Application

Government Loan Addendum

Advisor Contract

Mortgagee letter 2008

FHA Broker Policy

FHA Broker Compensation

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